FAQ

The Ins And Outs of How We Do Business

Frequently asked questions

What is Life Insurance?


Life Insurance is a type of Insurance that pays out a lump sum only if you die.




How much cover do I need?


This is very much dependent upon your circumstances, you should take into consideration your earnings, your level of borrowings and what exactly you want to cover - we can help you arrive at the correct figure for you.




When will I be covered from?


This will depend on your circumstances, if you are in good health and able to provide all required information we can usually arrange cover the same day, however in some instances it could be necessary to wait until further medical information is received.




Can I change my plan?


Yes, you can change your plan at any time simply call us on 0161 814 9315 and we will take care of everything for you.




What happens if I stop paying the premiums?


If you stop paying the premiums the cover will lapse meaning that the insurer would not pay out the benefit on your death.